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02-23-2005, 04:08 PM

There has been a noticeable decrease in the amount of long-term 0% APR balance transfer offers, especially with no balance transfer fees. I've done a bit of research and collated the best offers into a "Top 5" list, with a breakdown of the terms and conditions. These all offer 0% APR for at least 12 months, with no transfer fees on the initial balance transfer:

Best of 0% Balance Transfer Offers

Free Money! (At least for a while )





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Default 03-03-2005, 12:44 PM


[/b][/quote]


Capital One's Go Miles Platinum card is offering 18 months 0% transfers with no fees





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06-15-2005, 12:11 AM

do you have a link by chance? I can't seem to find it.





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Default 07-17-2005, 05:25 PM

Discover Platinum Specialty cards offer 0% APR on balance transfers until June 2006. There is NO balance transfer fee if you make a balance transfer with this application.

link





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Default 09-18-2005, 01:19 PM

yep Discover is offer 0% with no fees for 10 months now, I updated my list. Citi is still offering 12 months.





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Default 10-19-2005, 10:23 PM

You have to fill out their online form before they can offer you what you qualify for. Citicard/ Discover card seems to be a better choice.

-----------------------

HSBC credit card offers 0% APR with no fee for up to 12 months. "There is no balance transfer fee for balance transfers made at the time of application or when you use the balance transfer checks included in your Welcome Package."

HSBC credit card link





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Default 10-20-2005, 06:33 AM

Heh, HSBC dissed me. They denied me credit when I applied for this card. I was surprised that it didn't happen sooner, considering the insane number of inquiries I've incurred hunting for sign-up bonuses lately (not to mention the fact that I suddenly took out some huge 0% balance transfers).


--Jay Shaw





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