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Default Bank of America ($25-$35/$25 referral program, exp. 5/31/04) - 04-12-2004, 10:36 PM

If you are a current Bank of America customer and refer a new customer to this bank, both of you will get a $25 Visa gift card. A new customer must open either checking or savings account to receive the bonus. If both checking and savings accounts are open, the new customer will receive a $35 gift card.

Please post your Bank of America referral requests and offers here.

Read terms of the referral program on BofA web site or below.

"As a Bank of America customer, you've seen our higher standards in banking at work. Now if you tell your friends about Bank of America checking, and they open a new checking account*, you'll both be sent a $25 Visa® Gift Card from Bank of America.

Here's how it works:

Enter the e-mail addresses of friends and family members who may be interested in a Bank of America checking account.
When you click "Submit" below, you will initiate an e-mail to your friend describing the benefits of a Bank of America checking account and the $25 Visa® Gift Card offer (plus new customers will receive an additional $10 if they open a new savings account with their new checking account — for a total Gift Card value of $35).
For each checking account opened through your referrals, you will get a $25 Visa® Gift Card.
Act quickly! This offer ends 5/31/2004.

Terms and Conditions:
*Offer expires on 5/31/2004 and is available through our online application or in any Bank of America Banking Center. This form must be presented at the time the account is opened if account is opened in a banking center. A new personal checking or savings account is required to receive these offers. When a checking account only is opened, you and your friend will receive a $25 Visa® Gift Card within 30 days of account opening. Business accounts can only be opened in a banking center to be eligible for this offer. If a new Savings account is opened in addition to a new checking account, a Visa® Gift Card totaling $35 will be sent to the new customer within 30 days of accounts opening. Gift Cards are issued by Bank of America, N.A. (USA) under a license by Visa U.S.A. Inc. Limit one Gift Card incentive per new account opened. Checking/Savings offer does not apply to current checking or savings customers or second checking accounts. CampusEdge™ Checking for students is not eligible for this offer. New CD/IRAs are not eligible for this offer. Fees may apply depending on how and when your Gift Card is used. Please see terms and conditions on Gift Card carrier for complete details. Any applicable taxes are the responsibility of the account holder.

The minimum deposit required to open a Bank of America personal checking account at a banking center and receive the checking incentive is $250. The minimum deposit required to open a savings account at a banking center and receive the savings incentive is $300. The minimum deposit required to open a business checking account at a banking center is $500. In the event that the account minimum opening deposit for the business savings account is greater than $500, the standard account minimum opening deposit applies, see the Schedule of Fees. If the account is opened online, the minimum deposit required may vary by checking account opened ranging from $25 to $100. The minimum deposit to open a savings account varies. Talk to an associate, consult the Personal Schedule of Fees or go to www.bankofamerica.com. For interest bearing checking accounts, the Annual Percentage Yield (APY) is .10% for any account balance. This yield is accurate as of 3/09/2004. The rate may change after the account is opened. Fees could reduce earnings on the account.

Oregon residents are not eligible for this offer online, but can redeem offer in a banking center. Online Banking available in Oregon beginning June 2004.

For MyAccess Checking®, each statement period that a direct deposit is not received, the monthly service charge is $5.95.

For further details about balance requirements to avoid a monthly service charge, ask us for details or refer to the Personal Schedule of Fees Brochure.

Internet Access required for Online Banking with Bill Pay Service. Account related fees still apply. "

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Default if you need the refer, please email me. - 04-13-2004, 10:23 AM

I would be very happy to send you one.

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