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Default 4% 12 month CD and 3.25% savings account @ Regal Bank - 02-26-2009, 02:13 PM

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Regal Financial Bank | MVP CD Special

Regal Financial Bank | 2009 New Year Savings



Regal Financial Bank is offering a special 12-month CD with a 4.00% APY. Minimum deposit is $2,500, and the maximum is $250,000. To qualify for this CD, you must also open a savings account and checking account. The special is listed at the bank's promotion page as of 2/25/09. This MVP CD promotion is scheduled to expire 3/15/09.

A reader mentioned seeing an ad for this special. I just called their toll-free number at 800-888-1955, and I was told this special is available to people in any state. They can email you the application. The finished application can be faxed or mailed to the bank. They accept check or wire transfer. BestCashCow also just did a post on this.

The savings account has a $1,000 minimum requirement and the checking has a $500 minimum (waived if direct deposit is set up). The bank also has savings account with a 3.25% APY for balances between $2,500 and $250,000. This special savings account is listed in this savings account promotion page as of 2/25/09. The offer is scheduled to expire on 3/15/09. I forgot to ask the CSR about this savings account so I don't have any more details. I emailed the bank about this savings account last week, but I never received a reply.

Regal Financial is a small bank based in Seattle, Washington. As of 9/30/08 FDIC data, it has 33 employees, $154 million in assets and $128 million in deposits. Being this small, I don't see how they can offer such a high CD rate nationwide. So I would be surprised if this special does last to March 15th.

The bank has decent ratings for safety and soundness: 3 stars (performing) at Bankrate.com and 3.5 stars (good) at BauerFinancial. The bank has been FDIC insured since 2002 (FDIC Certificate # 57236).

Last edited by vivyip; 02-26-2009 at 03:01 PM.
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Default 09-05-2009, 10:39 PM

Wow!!!! Thats sounds good. Thanks for your valuable information.

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