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Default 08-01-2006, 05:14 PM



To take advantage of this special offer, you must open your free checking account by 8/31/06 with a minimum opening balance of $100. Free checking is for personal accounts only. Your account must remain open and in good standing through 9/30/06 to remain eligible for the offer. Gift cards will be mailed by 10/31/06. This $25 promotional Visa Gift Card (the "Card") may be used anywhere Visa debit cards are accepted in the United States. Each time you use the Card, the purchase amount will be deducted from the remaining Card balance. The Card cannot be used in an automated teller machine (ATM) and will not be replaced if lost or stolen. The Card is valid through the last day of the month/year that is embossed on the face of the Card. A $1.00 fee will be assessed and deducted from the card for all PIN-initiated point-of-sale transactions.

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