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Credit Cards $150 bonus, up to 6% cashback, 0% APR on purchases for 12 months - American Express : Blue Cash Preferred® Card; Exp. - unknown - 01-02-2013, 07:43 AM



Earn 150 Reward Dollars after making $1,000 in purchases within the first 3 months of Cardmembership on your Blue Cash Preferred® Card—redeemable for a $150 statement credit.

To qualify for the 150 Reward Dollar bonus, you must make purchases with your Blue Cash Preferred® Card from American Express that total $1,000 or more within your first 3 months of Cardmembership. The bonus will be awarded in the form of Reward Dollars, which will be added to your Reward Dollar balance 6-8 weeks after the spend threshold is met and can be redeemed at any time at a minimum of 25. Cash advances, balance transfers, interest charges, fees, and the purchase of American Express® Travelers Cheques and American Express Gift Cheques, or other cash equivalents, do not apply. Additional Cardmembers on your account are not eligible for this offer. To receive the 150 Reward Dollar bonus, account must be active, in good standing, and not in default at the time the statement credit is posted to your account. Welcome bonus offer not available to applicants who have had this product within the last 12 months or any other Consumer Blue Cash® Card account within the last 90 days.

Get 6% cash back at U.S. stand-alone supermarkets, 3% cash back on gasoline at U.S. stand-alone gas stations, 3% cash back at select major department stores; and 1% cash back on other purchases. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. Cash back is earned only on eligible purchases.3 Spending cap on purchases at U.S. stand-alone supermarkets and other restrictions apply.

0.0% introductory APR on purchases for the first 12 months. After that, your APR will be 12.99% to 21.99%, based on your creditworthiness as determined at the time of account opening. This APR will vary with the market based on the Prime Rate. Annual Membership Fee is $75.

Cash back for eligible purchases is received in the form of Reward Dollars. You can redeem Reward Dollars for statement credits, or, at our discretion, additional items like merchandise and gift cards, whenever your available Reward Dollar balance is 25 or more. The number of Reward Dollars you will receive each billing period is based on a percentage of the dollar amount of your eligible purchases made during the billing period. Each eligible purchase made in the U.S. shall qualify for 6%, 3%, or 1% cash back of the purchase amount as follows: 6% for the first $6,000 of purchases at stand-alone supermarkets in a calendar year (supermarkets do not include superstores and warehouse clubs), 3% for purchases at select major department stores (select major department stores are Bealls, Belk® , Bloomingdale’s, Bon Ton Stores Inc., Boscov's Department Store, Century 21® Department Stores, Dillard’s Department Stores, J.C. Penney Company, Inc., Kohl's® , Lord & Taylor, Macy's, Neiman Marcus, Nordstrom, Saks Fifth Avenue, Sears® Merchandise Group, and Stein Mart® ), 3% for gasoline purchases at stand-alone gas stations, and 1% for other eligible purchases. Eligible Purchases means purchases for goods and services minus returns and other credits. Eligible purchases do NOT include fees or interest charges, balance transfers, cash advances, purchases of travelers checks, purchases or reloading of prepaid cards, or purchases of other cash equivalents. Additional terms and restrictions apply. Merchants are typically assigned codes and categorized based on what they sell. Eligible purchases will receive only 1% cash back if the merchant code is not in a bonus category. Eligible purchases will receive only 1% cash back if the merchant uses a mobile or wireless card reader or if the purchase is made with an electronic wallet or through a third party. In addition, eligible purchases will receive only 1% cash back if the purchase is not made directly from the provider of the goods or services. Disclaimer: This content is not provided or commissioned by American Express; Opinions expressed here are author’s alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express; This site may be compensated through American Express Affiliate Program

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