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Default 05-23-2006, 02:31 PM

Thanks to mr markber for this account:


*Annual Percentage Yield (APY) effective 05/01/06. For balances $50,000 to $500,000 the interest rate is based on an index minus a margin. The index is the London Interbank Offered Rate (“LIBOR”). LIBOR is based on the average of interest rates for one month in U.S. dollar-denominated deposits in the London Market, based upon quotations of five major banks, as published in the Money Rates section of the Wall Street Journal on the first business day of the month. The margin that will be deducted from the aforementioned index is one-half of one percent. The interest rate (minus the margin) that will be applied each day to balances in this tier is the LIBOR in effect as of the first business day of the calendar month in which the day of calculation falls. APY is 0.10% for balances below $50,000. ATM surcharge reimbursement up to $25 per monthly cycle.

The maximum balance you may have in your account on any day is $500,000 plus any interest credited and ATM surcharges reimbursed. Any funds in your account in excess of $500,000 will be swept overnight into your Platinum Funding account, where it will earn a variable rate of interest and annual percentage yield as disclosed to you at the time you opened that account. If, the following day, your balance is less than $500,000, available funds in your Platinum Funding account will be swept back into your Platinum Cash account to target the maximum permissible balance. [/b]

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