3% 12month CD Xceed CU ($250 min) CA only

I received this an email.

3.00% APY*
Xceed 12-month share certificate
with direct deposit or Bill Payer!

.50% Discount**
on Xceed auto loans—plus
no payments for 90 days!



Swing by our newest location on September 25 or 26 to take advantage
of some seriously awesome rates on share certificates and auto loans.



Take that, lousy ecomomy!

Xceed Financial Credit Union
460 North Sepulveda, Suite C
El Segundo, CA 90245

800.XFCU.2222 Welcome to Xceed Financial Credit Union (www.xfcu.org)




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*APY (annual percentage yield) is 3.00% as of 9/15/09 and is subject to change. Offer only available at the new Xceed Financial Center located at 460 South Sepulveda, Suite C, El Segundo, California 90245. New membership or new money is required. New membership is defined as a member who has joined Xceed Financial on or after September 11, 2009. New money is money not already on deposit with Xceed Financial; funds must originate from non-XFCU accounts. The minimum balance required to open and maintain the certificate is $250. Checking account with monthly direct deposit or active Xceed Online Banking with Bill Payer is required (minimum of one paid bill required within 60 days of account activation). If direct deposit or Bill Payer requirement is not met within 60 days of account opening, the certificate rate will convert to the regular 12-month share certificate dividend rate of 1.54% (1.55% APY) for the remainder of the term. At maturity, the certificate, including all dividends, will roll automatically into a regular
12-month share certificate at the rate and term current on that date, unless notified otherwise in writing. Certificate may not be used as collateral. No promotional bonus rates or rate bumps on this certificate. No additional deposits accepted during certificate term. There is a substantial penalty for early (premature) withdrawal of certificate funds. Personal accounts only; certificate is not available as a business or retirement product. One certificate per member. Rates and terms are effective as of 9/15/09 and are subject to change at any time. This offer is valid September 25, 2009, and September 26, 2009.



**Rate discount may not be combined with additional discounts. Automatic payment from your XFCU checking account is required. Interest will accrue on your auto loan during the 90-day deferral period. Xceed Financial Federal Credit Union loan limits, collateral requirements, and underwriting guidelines will be followed. Ask an associate for complete details. Rates and terms are effective as of 9/15/09 and are subject to change. Other terms and conditions may apply. Xceed Financial Federal Credit Union is an equal opportunity lender. This offer is valid September 25, 2009, and September 26, 2009.