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Default 12-04-2004, 01:26 PM


Account Owners who open an Account naming themselves as the Account Beneficiary are not eligible. You have to name another person (your kids, wife, etc) as the Account Beneficiary

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Golden State ScholarShare College Savings Trust's Amazon.com Electronic Gift Certificate Offer
(For Opening An Eligible New Account)

You will receive one (1) $50 Amazon.com electronic gift certificate when you successfully open a new ScholarShare College Savings Trust ("ScholarShare") Account online and invest $100 or more in the Account during the promotion period (as described below). There is a maximum of two (2) electronic gift certificates per applicant. In order to receive the maximum of two (2) electronic gift certificates, you must open two (2) separate ScholarShare Accounts online during the promotion period, each Account for a different Beneficiary, and invest at least $100 in each Account. Beneficiaries will be identified according to their social security numbers. Void where prohibited. Federal, state, and local taxes may apply and are the sole responsibility of the electronic gift certificate recipient.

To receive your $50 Amazon.com electronic gift certificate, you must do all of the following:

1. Between 12:00 a.m. Pacific Time on December 1, 2004 and 11:59 p.m. Pacific Time on December 15, 2004, the "promotion period", open a new ScholarShare College Savings Trust Account online

and login as a New Account Owner.

Note: if you are enrolling for the first time (which means you have never before had a ScholarShare Account for any Beneficiary), you are a new Account owner.


Between 12:00 a.m. Pacific Time on December 1, 2004 and 11:59 p.m. Pacific Time on December 15, 2004, the "promotion period", open a ScholarShare Account online for a different Beneficiary than the Beneficiary of the ScholarShare Account that you already own. You must log in as an Existing Account Owner.

2. Complete the online enrollment form (i.e., the Application), providing all required information, including a valid email address to which the Amazon.com electronic gift certificate can be sent to you.

3. Deposit your initial contribution of $100 or more into the new Account by 11:59 p.m. Pacific Time on December 30, 2004, the campaign deadline, through any of the following available payment methods:

a. By mail, in the form of a check;
b. By Electronic Funds Transfer (EFT); or
c. By Automatic Contribution Plan (ACP).

Note the following persons are NOT eligible to receive an Amazon.com electronic gift certificate:

Account Owners who open an Account naming themselves as the Account Beneficiary.

Employees of TIAA-CREF Tuition Financing, Inc., its parent company, Teachers Insurance and Annuity Association of America ("TIAA"), or any of its affiliates.
This offer is only open to legal U.S. residents, 18 years or older as of December 1, 2004. The ScholarShare College Savings Trust, TIAA-CREF Tuition Financing, Inc. (TFI) and TIAA-CREF Individual & Institutional Services, LLC ("the Sponsors") and their respective parent companies, subsidiaries, affiliated companies, agents, and advertising and promotion agencies (hereafter "the Entities") are not responsible for:

lost, late, damaged, misdirected, illegible, incorrect, incomplete, unintelligible, stolen or postage due Account Applications, mail or electronic gift certificates;

electronic, telephonic, human or computer failures, problems or errors, or interruptions in service due to system upgrades, repairs, and modification, or other causes;

failures or malfunctions of connections, phones, phone lines or telephone systems, or traffic congestion on the Internet or at any website;

technical or mechanical malfunctions, or other malfunctions, problems or errors, whether caused by equipment, programming, human error or otherwise;

any injury or damage to participant's or any other person's computer hardware or software relating to or resulting from participation in this offer or downloading any materials, in this offer or otherwise.

If you are eligible for an electronic gift certificate and you have not received it, you must contact us within four (4) months of the campaign deadline in order to remain eligible to receive an electronic gift certificate.

WARNING AGAINST CRIMINAL TAMPERING AND SPONSORS’ RIGHT TO CANCEL. Any attempt to deliberately damage any website or undermine the legitimate operation of the offer is a violation of criminal and civil laws and should such an attempt be made, Sponsors reserve the right to seek damages and/or other remedies from any such person(s) responsible for the attempt, to the fullest extent permitted by law. Sponsors reserve the right, in their sole discretion, to modify, cancel or suspend this offer should virus, bugs, non-authorized human intervention or other causes beyond the control of Sponsors corrupt or impair the administration, security, fairness or proper application or redemption of the offer and, in any such event, to void suspect Applications and to refuse to award electronic gift certificates under such circumstances.

DISCLAIMER: Applicants agree that the Entities, the Sponsors and all of their respective officers, directors, trustees, employees, Board members, representatives and agents shall have no liability and will be held harmless for any liability, loss, injury or damage to applicant, participant or any other person or entity, or damage to personal or real property due in whole or in part, directly or indirectly, by reason of the completion of the Application for an Account, the awarding or use of any electronic gift certificate, or for participation in this offer. New Account Applications must be received online by 11:59 p.m. Pacific Time on December 15, 2004, and contributions must be deposited into such Accounts by 11:59 p.m. Pacific Time on December 30, 2004. Allow 8 weeks from date of qualifying deposit of contribution, for receipt of electronic gift certificate. Participants agree to be bound by these Terms & Conditions. Redemption requests not in compliance with all terms of this offer will not be issued an electronic gift certificate. Return of any electronic gift certificate to the Fulfillment Center as undeliverable will result in forfeiture of the electronic gift certificate. No group/organization requests will be honored. Any attempt to obtain additional electronic gift certificates not in compliance with these terms and conditions may constitute fraud or other violation of the law and may result in prosecution. See www.amazon.com for terms and conditions of use of the electronic gift certificates. Amazon.com electronic gift certificates are redeemable only online at www.amazon.com. Amazon.com is not a participating partner in or sponsor of this promotion or offer.

OFFER SUBJECT TO LEGAL REQUIREMENTS OF THE GOLDEN STATE SCHOLARSHARE COLLEGE SAVINGS TRUST. This offer is subject to all terms and conditions applicable to Golden State ScholarShare College Savings Trust Accounts.

Investment management and program administration for the Golden State ScholarShare College Savings Trust program are provided by TIAA-CREF Tuition Financing, Inc. (“TFI”) and investments are made through Teachers Personal Investors Services, Inc. (“TPIS”), and TIAA-CREF Individual & Institutional Services, LLC ("Services") as distributors. Interests in the ScholarShare Trust are municipal fund securities issued by the ScholarShare Investment Board as described in the ScholarShare Program Disclosure Booklet. Amazon.com and its affiliates do not manage, issue, distribute or administer the ScholarShare program.

Federal, state and local taxes may apply and are the sole responsibility of the electronic gift certificate recipient.

Non-California Residents (or if you have taxable income in another state): consider whether that state offers a 529 plan with favorable state income tax or other benefits not available if you invest in California's 529 program.

Neither TFI, nor TPIS, nor Services is offering personal investment advice about any particular 529 plan. Please take into account all information that you consider important in determining whether a particular 529 plan or an investment option within a 529 plan is suitable to your current and future financial needs. The investment decision is up to you.

The ScholarShare Disclosure Booklet and Participation Agreement should be read carefully before opening an Account. The State of California, its agencies, the ScholarShare Investment Board, TIAA-CREF Tuition Financing, Inc., Teachers Insurance and Annuity Association of America and its affiliates do not insure any Account or guarantee its principal or investment return (except for the TIAA-CREF Life Insurance Company's guarantee to the ScholarShare Trust under the Funding Agreement for the Guaranteed Option). Account value will fluctuate based upon a number of factors, including general financial market conditions.

Teachers Personal Investor Services, Inc. and TIAA-CREF Individual & Institutional Services, LLC distribute security products.

Amazon.com and the Amazon.com logo are registered trademarks of Amazon.com, Inc.

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